Dear Student – Athlete,
It is a requirement as an intercollegiate student – athlete here at Milligan University to have a primary health insurance plan. We can only accept plans that include coverage for intercollegiate athletic injuries. Medical sharing plans are not accepted by Milligan as primary health insurance for participation in intercollegiate athletics. We have reviewed the eligibility of these plans to qualify as primary on multiple occasions, and in every case determined the plans do not qualify as primary insurance.
If you do not have health insurance coverage already you can purchase primary insurance to meet the requirement. We have a reference page below that provides you with some information about companies and plans that has been compiled from current and previous student – athletes through the years. You are not required to use any of the information we’ve listed.
The Sports Medicine staff provide unlimited, convenient and caring service to each student - athlete that we attend. All student-athletes are eligible to access and utilize our services and cost you, the parent/guardian, nothing out of pocket.
As of August 1, 2017, we began working with a company called Vivature that helps us establish a better electronic medical record system. This company utilizes web-based software that can be used to track injuries and document medical visits, just as is used by many healthcare providers you routinely visit. Vivature has helped establish our school facility as an in-network provider with your insurance company, allowing us to bill insurance companies for our sports medicine services, just as is done by a typical outpatient rehabilitation clinic. Vivature also helps us verify your insurance benefits and ensure that your coverage is up to date and that there have not been any changes that we need to know about.
Our policy for athletic training rehabilitation care and expenses is as follows:
When an injury does occur, your athlete will be provided the same quality medical care that we have always provided. We will file a medical claim for these services against your primary insurance. You will not be responsible for paying anything additional out-of-pocket (copayments or coinsurance) for services that we bill for; we will simply accept whatever your insurance company would ordinarily pay for these services.
For more detailed information on our insurance policies and procedures please review the memos linked on this section of our site.
Burena Edens MA, LAT, ATC
Head Athletic Trainer
INSURANCE MEMOS
MU Athletics' Sports Accident Policy Memo
Vivature Memo
MEDICAL INSURANCE REFERENCE FORMS
Vivature Comprehensive Plan Brochure
Primary Health Insurance Information